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Don’t Start a Blog, Start a Cult – Mr. Money Mustache

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What a fascinating group of POVs. Do we want every 35-year old working on their hobbies to earn a few bucks? Maybe start a small business and use that 1 day per week earning on my own passions glass fibre parts for cars, carpentry, collecting berries and mushrooms from the forest, etc.

The modest income helps to keep this blog going. In fairness Larry, we do have to try to be a bit edgy as bloggers, to get any traction competing against multi-billion dollar companies in the financial industry, and I admitted in the post to using MMM in my title to do so.

Don’t Start a Blog, Start a Cult – Mr. Money Mustache

I met up with Pete in Longmont, Colorado at the newly constructed Mr. Money Mustache headquarters and had a blast talking with him. I hope you enjoy this one. And before we get started, just want to let you know that the winter 2018 application is open. Alright here we go. The first question I had for you, not on the paper, is if I want to start a cult, like Mustachians, what are your pro tips? They all have these sort of special terminology, and it helps to have an identifiable leader too. You got Steve Jobs or Captain Kirk or the leaders of the religions or the gods. All this stuff is handy for creating a cult. He speaks a combination of an engineer but with a much bigger perspective on everything, and he has these clear goals. They have to be polarizing to a certain extent. My personal views for example, have become more hardcore over the last year that cars are just like the biggest stupid inefficiency that we have in the United States, and we need to just cut that whole shit down by at least 90%, and, because 99% of people are completely car-dependent, that makes me a polarizing figure. In that way, that might be actually enhancing my status as an imaginary cult leader. I guess you were thinking Elon Musk and then you thought self-driving cars. Right now, the only place I disagree with the Elon Musk vision is that a car should be thought of as a luxury racing wheelchair. The less you earn in your regular job, the more valuable your time becomes in these frugality hacks of cutting down your expenses and figuring out how to get around for free and where to get the food that is good for you but not super expensive. I did do a few things, even back then. Instead of seeking out my own apartment, I was always splitting these nicer, bigger houses. I did that from the beginning, and then, when I moved to the U. I could still do rentals. We just spend more on our housing, because we find it to be a nice luxury. Why did you start connecting the dots and realize… what caused you to realize it, that you could retire early? What was that like? You can still go out to dinner. You can still have a ski pass and go skiing and everything. It was more the hidden stuff that we cut out. We would keep our used cars and our friends would buy new cars. I feel like now we have thousands of them. Money Mustache, for example. I never understood fancy weddings is another one. I just totally rejected it. How do I get a partner on board? Do you have thoughts there? Well, it helps to pick that person in advance. When they meet each other the sparks really fly. Money Mustache or interested in early retirement? I mean, if your goal is happiness, just understand yourself as a creature. What does that mean? It means having a series of happy days and then figure out how to have the experiences in your life that lead to as many happy days as possible. We actually have much more overlap in what makes us happy than we would care to admit. Eating pizza makes you have good sensual experiences, like your salt and sugar buds are all nicely tingled, but if you measure what happens in your happiness after increasing your pizza consumption. To do a little experiment on yourself, are you actually happier after a month long of eating more pizza. The stuff we have in common, though, is we have genuine social needs of a varying degree. We like to be connected with people. We like to smile at people and feel valued. It really helps to read books on this stuff. We can bond over all the stuff we did in our construction projects and how that became a great rental house and how that lead to these neat experiences and then what the neighbors did in response. We were talking earlier, before I recorded, about doing this alone and its similarities to engineering, like the time it takes to get into a flow state. You need a block of time. I never really have any downs, but I have different levels of up. You just had two weeks of a pop-up business school, helping other people get started. That really takes care of the social side, because I had 85 people that I was hosting here in this building, so lots of talking and seeing other people be happy. I like planning stuff less than 24 hours in advance, according to a bigger picture, though. I have other stuff to do. A handful of people asked online what is the plan for the coworking space, the Mustachian coworking space? Are you going to expand into other locations, not just literally the building, like other cities? The biggest obstacle to making this in any town is that you have to reach the people who are interested, and I had this advantage that I could just type some shit into the computer and then people immediately signed up. It just shrinks the fossil fuel section and the recreational motor vehicle section, which I would argue are just drains on human productivity really. Now instead, if we spent our money on things like clean energy systems. I forgot the exact wording of the question. Yeah, I mean, asks how do you balance Mustachian frugality with spending to start and grow a business? Do you ever get involved in that? I have this guy, a friend named Nords, who has the early retirement for military retirees blog, and he talks about angel investing all the time, and it sounds great, but his stories are the only thing I know about it. What are the other skills you advise someone to learn? Instead of saying everybody should have the same basic skills, it should really align with what you like to do. I mean, I guess cooking might be kind of a universal one, because everybody eats. What skills are you focusing on teaching your son? Learning about parenting is a good thing if you have kids and not following necessarily the social norms about raising kids, because, at least in wealthy areas of the U. These kids are learning machines. I try to make myself not available for computer activities with him and if he wants to do stuff with me, it has to be physical. I want to invent my own game. I was kind of inspired as a kid by Arnold movies and stuff. Because I liked the idea of the tough, confident man as a kid, because I was nerdy. That got me into the whole physical training, bodybuilding stuff and not that I was a bodybuilder, but that was just inspiring to me. I lived that way where I was getting exercise and working on my health and stuff, and that really helped me avoid stuff that happens to people at my age now. And what about his education? Do you have any thoughts on should he go to college? Should he be an engineer? Do you guide him in any way there? You mean mentally, just like.. People should buy the schooling that they can afford. I remember my first year of school which I was paying for mostly myself. You stole my money. Why are they even giving us paper books? You got to get mad when things are expensive. That kind of stuff cuts your bills a lot. You see how much work it actually takes to pay for a 50 grand a year education. If the, I assume millions of people. How do I plan for it? Say climate change happens or maybe the U. How do you feel about that? How do you plan for it and how do you recommend other people plan for it? All that stuff is the same things we would do in the event of a zombie apocalypse as well. It works in all times. Do you have any closing words for Mustachians or people on the road to early retirement? As always, the transcript and video are at.

I can thank MMM for giving us the courage to downsize to one vehicle, but no bicycles so far. He gets about three-quarters of a million unique visitors a month. It IS necessary to be frugal on some level to build said portfolio with a direct correlation to speed of portfolio build related to level of frugality. There are 112 waking hours in each week. I just totally rejected it. But it is nice not to have to worry about finances for retirement. The simple lesson was to live below your means and invest the rest. I know it wont happen but there also does need to be perhaps more education and savings automation. Our net worth, combined with becoming debt free, has provided me with the option and courage to leave full time employment that was crushing my soul. You only have one after retirement. Many of the more financially successful of my age group are still spending money like there's no tomorrow cruises, liposuction, mortgages, new cars, Coach purses while on the flip side, others seem to have no plan regarding their financial future and still spend like there's no tomorrow booze and club covers, eating out all the time, new clothes, new shoes, expensive loft apartments, flashy cars. I have trouble finding people I have any interest in even living in the Bay Area where my lifestyle barely qualifies as alternative but I have had great success with OKCupid.

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released December 25, 2018

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